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Posted by on Jun 12, 2013 in Uncategorized | 0 comments

Pages of Interest This Week

Greetings from Elder Law and Advocacy!

As we kick off summer, we’re hoping you’re getting out and enjoying yourselves. You’ll get more out of it than fresh air! According to a George Washington School of Public Health Study, taking a mere 15-minute walk after dinner helps to control blood sugar levels and lowers the risk for Type 2 Diabetes. These short walks were more effective than a 45 minute walk after breakfast!

While enjoying this summer’s festivities, “giving it that old college try” is a great practice, except when it comes to drinking. A study out of Johns Hopkins University links Binge-drinking in older adults to insomnia. If sleeping better is a major concern for you, consider exchanging your burger-accompanying beer for one of these sugar-free mocktails. Your pillow will thank you for it.

The seemingly endless healthcare debate is also following us into the warmer months. Californians, particularly, seem to have an extra layer of complication when it comes to navigating healthcare laws. Luckily, KQED has explained Obamacare specifically for residents in California. Toward the top of the page, you can click on the button the best pertains to your situation (insured, uninsured, etc.) or use the cost calculator to figure out what your premiums will look like in 2014.

If you’re one of California’s 2.6 million uninsured residents that does not qualify for a healthcare subsidy, also look at KQED’s article on “Rate Shock.” Covered California, the state’s health insurance exchange, announced that it has worked to curb “rate shock” as we approach 2014. There’s no information about rates for seniors, but you may be able to estimate based on the premiums of the average 40 year old: $276 a month if you choose the lowest-priced silver plan.  If you’d like to see the complete list of average premiums directly, go to Covered California’s site. San Diego’s rates are listed on pages 76 – 78 of the PDF.

On a related vein, Healthcare.gov has released an easy-to-read flowchart that can help you determine whether you’ll qualify for health premium tax credits. Check it out to see if you qualify.

Finally, while some are packing their bags for their summer in Seychelles, other older Americans are choosing adoption as their retirement activity. According to a New York Times article, “…over the last 20 years, age barriers formerly set by adoption groups had steadily fallen, so more older adults now qualified to become parents. With life spans lengthening and baby boomers remaining healthier longer, the time appears ripe for this kind of parenting.” This Minnesota couple and their 12 adopted children (in addition to their 3 adult, biological children and 11 grandchildren!) are happily making it all work.

That’s all for this week. Remember, if you’d like to hear more from us on the web, find us at Facebook or Twitter. Be sure to share the articles that you find interesting or helpful on our pages. If you or your one of your senior friends has a legal issue or a question about Medicare, don’t hesitate to call us at 858-565-1392.

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