Pages Menu

The Health Insurance Counseling & Advocacy Program (HICAP)

By Jenna MacRae The US Census estimates that 6.4 million seniors live in poverty throughout the United States. It can be difficult to make ends meet. The Health Insurance Counseling & Advocacy Program (HICAP) is a program of Elder Law & Advocacy that provides free, unbiased Medicare counseling to beneficiaries and their representatives. HICAP is increasing its efforts to assist low-income beneficiaries who struggle to afford their Medicare Part D costs and Medicare premiums. Social Security’s Extra Help low-income subsidy (LIS) helps to reduce the Part D prescription drug plan costs by reducing the monthly premium, lowering co-payments and eliminating the “donut hole.” CMS estimates that 2 million people qualify for Social Security’s Extra Help Program and are not yet enrolled. Medicare Savings Programs help pay for the monthly Medicare Part A or Part B premiums and automatically qualify an individual for LIS. Our goal is to inform Medicare beneficiaries of these programs and assist those who may qualify to apply.  HICAP is scheduling individual appointments for beneficiaries. To...

Read More

Medicare Updates by HICAP

by David Weil Medicare Beneficiary Ombudsman With Medicare, you have special rights and protections. There are resources available to you to make sure your rights are protected, including the Medicare Beneficiary Ombudsman. The Medicare Beneficiary Ombudsman helps you with Medicare-related complaints, grievances, and information requests. The Medicare Beneficiary Ombudsman makes sure information is available about: What you need to know to make health care decisions that are right for you Your Medicare rights and protections How you can get issues resolved The Medicare Beneficiary Ombudsman also shares information with the Secretary of Health and Human Services, Congress, and other organizations about what does and doesn’t work well, to improve the quality of the services and care you get through Medicare. If you’ve contacted 1-800-MEDICARE about a Medicare-related inquiry or complaint but still need help, ask the 1-800-MEDICARE representative to send your inquiry or complaint to the Medicare Ombudsman’s Office. The Medicare Ombudsman’s Office helps make sure that your inquiry or complaint is resolved. Excerpted from the official U.S. Government...

Read More

Medicare Updates by HICAP

By David Weil  Are you interested in making a difference in the lives of Medicare beneficiaries? The Health Insurance Counseling and Advocacy Program is looking for intelligent, communicative, and motivated volunteers willing to train to become Registered Medicare Counselors. During confidential one-on-one counseling sessions, HICAP Counselors empower clients to make informed decisions about their health care by educating Medicare beneficiaries and their families about Medicare benefits, coverage options, low income programs, rights, and protections. We also advocate on behalf of beneficiaries, helping to resolve entitlement errors, service denials, and billing issues, and screening beneficiaries for eligibility into various assistance programs. To become a Counselor, we ask that you make a one-year minimum commitment to HICAP. Upon completion of a rigorous four-week training program, volunteers are certified by the State of California as Medicare Counselors; maintaining certification requires 40 counseling hours and 12 continuing education hours annually. We ask Counselors to see clients by appointment two days per month in addition to attending a monthly In-Service meeting. All volunteer time will take place...

Read More

Caring for the Caregiver

SCRC Event CV Library flyer – July 31, 2014 We invite you to attend this FREE informational workshop for family caregivers. Come and learn more about caregiving and communication techniques, obtain helpful resources and get answers to your most pressing questions. Refreshments provided and chance to participate in an opportunity drawing! Where: Chula Vista Public Library Auditorium, Civic Center Branch, 365 F Street, Chula Vista, CA 91910 When: Thursday, July 31, 2014 Time: 5:30 pm to 7:30 pm Fore more information and to RSVP please contact Southern Caregiver Resource Center at 1800-827-1008 or...

Read More

Support the Medicare Qualified Individual (QI) Program

QI Program Update Medicare Part B background: Medicare is a federal insurance program which covers all persons 65 or older who have made Social Security contributions, disabled persons under 65, and those with end-stage renal disease. Medicare is composed of several parts, including Hospital Insurance (Part A) and Medical Insurance (Part B). Most people pay the Part B premium of $104.90 each month. What the Qualified Individual (QI) Program Accomplishes: Qualified Individual-I (QI-1) is a Medicare Savings Program that helps low-income individuals pay for their Part B premiums. In order to qualify for this program, individuals and couples must meet income and asset limits. The monthly incomes must range between 120% and 135% of the Federal Poverty Line (FPL), which is $1,333 for an individual and $1,790 for a couple. The asset limit for an individual is $7,160 and $10,750 for a couple. San Diego Impact: From 2000 to 2010, the San Diego region experienced the following population increases in its older adult population[1]: Those 60 and over increased...

Read More

When Your Aging Parents Need You Most

As the number of aging adults continues to grow, family members will be faced with knowing how to provide or arrange care for their loved ones. Who does one turn to for answers? What questions should be asked? What resources are available? For answer to these questions and more, please join us at the free workshop on Monday, October 7 at 6:30 PM at the Lawrence Family Jewish Community Center, Jacobs Family Campus, located at 4126 Executive Drive, La Jolla, 92037.  Please RSVP by September 30. For more information, please see the flyer here: Seniors Planning...

Read More