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“Card Member Services”- Lower Your Credit Card Interest Rate Scam

(Executive Director’s Scam Alert August 2019) The caller identified himself as working for “card member services”, representing all of the major credit card companies.  He said he could drop my interest rate on my credits cards by 1/3.  He asked me to confirm my full name and home address (he had my correct address) and that I had a Visa or MasterCard.  He claimed to have ‘pulled up’ my accounts and then wanted me to confirm the entire card number for one of my credit card accounts so he could verify it was really me. Instead of giving him a credit card number, I asked him to give me the last 4 numbers of any of my accounts that he had ‘pulled up’.  Things got interesting after that.  We went back and forth, each demanding that the other verify the information.  I explained that I am an attorney who works for a non-profit legal services organization and that I research financial scams targeting seniors. The caller was not concerned. ...

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Blog Article Spring 2019

From our Executive Director’s Desk Like many of you, our blog readers, I am a senior.  And as a senior, I get calls from strangers trying to sell me things. Last week, I received a call from yet another stranger.  Because I research scams targeting seniors, I didn’t hang up. The caller told me he was sure I could use a back brace and assured me it was absolutely free – no cost to me.  All he needed was my full name, date of birth, address for shipping and Medicare number.  When I refused to give out my personal information or Medicare number, he hung up. This attempt at Medicare fraud was unsuccessful because I am aware of how it works.  If you get a call like this, never give out any personal information or your Medicare number.  Your personal information can be sold to other scammers, and you may be denied needed durable medical equipment in the future by Medicare. Have a question about a call you received...

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