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Elder Abuse Restraining Order – Can it help you?

June 15th is World Elder Abuse Awareness Day.  Elder Abuse is reported by about 1 in 10 older adults but thought to be vastly underreported. Elder abuse is the physical abuse, mental suffering, sexual abuse, financial abuse, or neglect of someone 65 years old or over. Although it can be inflicted by a stranger, a neighbor or an acquaintance, it is too often inflicted by a caregiver, child, or spouse. The stress of caregiving and financial strain create circumstances that are especially susceptible to abuse. Elders are often stuck in these situations without the physical capability to leave or financial means to seek help. If someone finds themselves in this situation and are in danger, they should call the police. In addition, there are resources in San Diego County that can help to construct a comprehensive protection plan. A Civil Elder Abuse and Dependent Adult Restraining Order is one of these tools.  In so many instances, stopping an abuser’s physical access to the elder or to the elder’s assets...

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Scam Alert

NEW MEDICARE CARDS GIVE SCAMMERS NEW IDEAS According to the Department of Health & Human Services, Centers for Medicare and Medicaid Services (CMS), new Medicare cards will be mailed out beginning in April 2018.  The new cards contain a unique, randomly assigned number that replaces the current Social Security-based number. “The goal of the initiative to remove Social Security numbers from Medicare cards is to help prevent fraud, combat identity theft, and safeguard taxpayer dollars,” said CMS Administrator Seema Verma. Good news, right?  This is very good news for beneficiaries who want more protection.  However, according to the AARP Fraud Watch Network, the proposed change presented an opening to scammers.  Scammers went to work as soon as they learned about the rollout of the new cards. Here are some of the ways scammers have tried to use the new card rollout to scam Medicare beneficiaries: Calling and claiming to be from Medicare- The caller states that Congress requires a fee for the new card and it must come directly...

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Scam Alerts

SCAMS AND FRAUD SCHEMES OPERATING IN OUR COMMUNITIES   [CREATING POVERTY FOR OLDER ADULTS SERIES] When older individuals are scammed out of their savings, retirement and other funds, the logical result is a decrease in money needed to live.  This would be the case for anyone, but for a person who is not able to work anymore, there is no way to make up for what has been lost.  The result is a lower standard of living for some and for others, poverty. Once the money is gone, in many cases, it is very difficult to get it back.  As the old saying goes-‘an ounce of prevention is worth a pound of cure’. CURRENT SCAM-FALSE FAXES AND EERIE EMAILS The problem: You got a fax or an email from someone who needs your help. How did it happen?  Scammers and fraudsters have gotten your fax or email address without your permission! What is the ‘pitch’? In return for a fantastic sum of money, you help out by becoming the...

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Scam Alert

WARNING-SOLAR ENERGY INSTALLATIONS CAN ‘BURN’ YOU!   THE PROBLEM: You “went solar” or got a new water heater or put in artificial turf or installed new energy efficient windows but now you have a much bigger property tax bill. HERE’S WHAT CAN HAPPEN: You receive a visit from someone who offers to help you lower your energy or water bills.  You may be told it will also help the environment.  You are told that it is a “government–sponsored program”.  That person implies it is free, especially for seniors. You had that energy upgrade installed but the product was substandard, the installation was sloppy, they damaged your property during the installation. You get behind on your property bill and may be at risk of foreclosure! WHAT TO DO:  Take your time before you sign! MAKE SURE YOU ASK FOR A PRINTED COPY OF ALL DOCUMENTS TO READ BEFORE YOU ALLOW ANYONE TO WORK ON YOUR HOME. Elder Law & Advocacy will review any documents with you for free, before you...

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Scam Alert

Alertas De Estafa/Fraude Para Adultos ¡Cuidado- Instalaciones De Energía Solar Pueden Ponerlo En Riesgo! El Problema: Usted decidió instalar tecnología de energía solar o obtuvo un nuevo calentador de agua o instalo pasto sintético o ventanas de energía eficiente pero ahora tiene una cuenta de impuestos propietarios. Esto Es Lo Que Puede Pasar: Usted recibe una visita de alguien que le ofrece ayuda para reducir sus cuentas de energía o agua. Le pueden decir que ayudaría al medio ambiente. Le dicen que es un “programa patrocinado por el gobierno”. El individuo ofreciéndole estos servicios insiste en que es totalmente gratis, especialmente para adultos mayores. Usted obtuvo la mejora energética pero el producto fue deficiente, la instalación fue mala, y le dañaron su propiedad durante la instalación. ¡Usted se atrasa en sus cuentas propietarias y está en riesgo de juicio hipotecario! Que Hacer: ¡Tome su tiempo antes de firmar! ASEGURESE DE PEDIR UNA COPIA POR ESCRITO DE TODOS LOS DOCUMENTOS PARA LEERLOS ANTES DE AUTORIZAR CUALQUIER TRABAJO  EN SU PROPIEDAD....

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