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Elder Law & Advocacy offers free assistance with legal, Medicare, caregiver, long-term care and many other issues.

The organization seeks to help those in greatest need, including those who are isolated, homebound or institutionalized; or unable to travel due to illness or frailty.

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Elder Law & Advocacy relies on the generosity of individuals, businesses, community organizations and charitable foundations to help support free program services for older adults.

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EL&A In Action

Elder Law & Advocacy Assistance Helps 89-Year-Old Client to Preserve Her Social Security Income Our 89 year old client with disabilities was charged with an overpayment by the Social Security Administration. Since she had less than $2,000, she and her daughter were perplexed as to why they were accused of being over the resource limit and why her Supplemental Social Security was going to be cut off. Client’s daughter faxed all of the relevant documents to the EL&A staff attorney. The issue was a burial insurance policy.  After the policy was reviewed, it was clear that the issue had been the “cash value” of the policy, which would count towards the Social Security resource limit. Client was advised by the EL&A staff attorney to apply for a Request for a Waiver.  Client, with the help of her daughter, took their Request for Waiver to the SSA office. The documents were reviewed while they were in the office, and the original decision was reversed. The client was allowed to resume her SSI payments and she was assured that as long as she did not borrow against the policy, no adverse action would be taken. Client and her daughter thanked EL&A profusely for having helped avoid destitution for this 89 year...

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